Financial Dictionary: Accounting, Business & International Finance
21st Century Auto Insurance was founded in 1958 as 20th Century Auto Insurance in California. The company steadily grew over the next 50 years until it was purchased by AIG. Today, it is a subsidiary of Farmers Insurance Group, offering competitively priced, direct sale auto insurance in 48 states plus DC. Farmers Insurance Group is currently the third-largest personal insurance provider in the U.…
AAA has almost 70 offices throughout the U.S. and Canada. Each office offers the same assortment of travel services and insurance. In Las Vegas there are a number of offices, enough to serve the different sections of the city. Members have on the road service with no charge, travelers insurance, and can take care of auto licensing and such matters with the Department of Motor Vehicles via the AAA …
Finding the best insurance quotes for your needs can be difficult, especially if you?re looking for insurance for the first time. Insurance quotes are affected by hundreds of factors, but by understanding how insurance companies decide what to charge their customers, it?s possible to find low premiums and great coverage, regardless of the type of insurance that you?re looking to find. Any insuranc…
Amongst the most widely accepted health insurance in the state, Blue Cross Blue Shield of Michigan is a reliable name built on a history of dependable service. A commonly used provider of group health insurance as offered through employment, Blue Cross of Michigan also offers individual plans. The company offers a wide range of policies suitable for many individuals. Ranging from options designed …
If you are interested in learning how to apply for Blue Cross Blue Shield PPO, you can in a couple of ways. You can either find an agent in your area or apply directly at Blue Cross and Blue Shield?s website. Whichever option you choose, always get the plan that you can afford and will benefit from. The good thing is that they won?t turn you down for having a preexisting condition. Contact a healt…
Since the power of the internet has been tapped by the major insurance companies, there is only one effective method of researching auto insurance: using a car comparison insurance website. It used to be that if a person wanted to find the best prices on insurance, it could take up to a week or longer. It would be necessary to contact several different agents, set up appointments, meet with them, …
Insurance is something that everyone needs, yet no one truly realizes the importance of until the time comes to use it. Whether it be health, auto, or homeowners insurance, great insurance can make even the most disastrous of situations more manageable and affordable. This is why it is important to fully protect oneself with insurance plans, that are not only beneficial, but affordable as well. Fo…
Homeowners in San Diego spend over $700 annually on home insurance, and unfortunately, many overpay by simply buying the first insurance policy that they can find. Limiting the cost of your San Diego home insurance is very simple with the right approach. The first important step is to decide on coverage amounts for your home. You can talk to your homeowner?s insurance agent to get a recommendation…
Anyone who has an email account or has spent any amount of time online is aware that there are many different agents offering homeowners insurance online. Many of these companies are very safe to use and offer all of the options available that a live agent can offer. Additionally, because these insurance companies are either offering their insurance direct from the insurance company or they are an…
The Illinois Department of Insurance is a state organization structured under the executive branch of the government. The director is responsible directly to the governor of Illinois. The mission and goals of the department are primarily in the protection of consumers by regulating the insurance market and the ?financial solvency? of insurance companies operating within the state. They seek to cre…
Term insurance is, by its nature, a somewhat complex area of the insurance industry. ?Term insurance? can refer to any insured item, although typically it refers to a life insurance policy. As one of the least expensive forms of insurance, term insurance is extremely popular. Understanding some of the factors that drive and limit the costs of term insurance is vital to finding low cost term insura…
Many new homeowners are not aware of the basics of mortgage insurance. Other types of insurance are made to protect you or your property, but mortgage insurance is made to protect the lender who gave you the loan for your home. Mortgage insurance is also known as lenders mortgage insurance (LMI) or private mortgage insurance (PMI). PMI premiums typically go into a securities or investment fund tha…
In this economy, most of us are trying to find ways to save money. Most people don?t realize that one of the easiest ways to save money is to take a second look at their auto insurance. A lot of drivers simply believe their auto insurance is already as low-priced as it is going to get. However, at the same time, they haven?t checked for a new quote in several years. A lot of changes occur in auto …